Japan’s National Bike to Work Ban
Tokyo By Bike has an interesting article posted about a defacto bicycle commuting ban in Japan due to workplace insurance requirements.
Under Japanese corporate law, companies are required to insure their employees against workplace accidents and this insurance extends to cover commuting to and from work, despite this few employee insurance policies include cycling insurance. As a result employers in Japan implement company policies which prevent their employees from cycling to work to protect themselves from financial liability should an accident occur.
Increasingly cyclists are taking out private insurance after a court ruling in July ordered the mother of a child who caused a serious bicycle accident to pay ¥95.2 million in compensation. Following that incident the number of enquires about bicycle insurance spiked and in reaction insurance companies expanded their products covering cyclists. Private cycling insurance can be purchased in Japan for as little of ¥4000 per year with payouts ranging from ¥50 million to ¥100 million. But despite the insurance industry warming up to cyclists, employee insurance policies still do not accept cycling as a valid means of commuting to work.
Read the full article at www.tokyobybike.com